Business insurance · Cirencester & Gloucestershire
Employee protection insurance for your business
Employee benefits can form an important part of a business’s approach to supporting its people. Linx Insurance Solutions can help businesses in Cirencester and across the UK explore options such as group personal accident, business travel and private medical insurance. We’ll discuss your workforce, the benefits you want to consider and the policy terms available, then help you compare suitable options.
Group personal accident
Explore accident benefit options for eligible employees, with benefits and payment periods set out in the policy wording.
Business travel
Consider cover for employees travelling on authorised business trips, based on destinations, activities and trip frequency.
Private medical insurance
Review group medical insurance options and the benefits, eligibility rules and exclusions that may apply.
Choosing employee benefits
The right arrangement depends on your business and the people it employs. We can help you consider workforce size, eligibility, the benefits you want to provide, overseas travel patterns and how the cover should work alongside existing arrangements. Cover, limits, exclusions, eligibility and availability vary by insurer and policy. We’ll explain the details of any options presented so you can decide whether they suit your needs.
Group personal accident insurance
Group personal accident insurance may provide specified benefits following an insured accident. Depending on the policy, benefits may include a lump sum for certain serious injuries or death, or weekly payments during a period of temporary disablement. Some policies may offer sickness benefits as an extension. Definitions, waiting periods, benefit levels, age limits and exclusions vary. We’ll help you understand the wording and consider whether accident-only or extended options are appropriate for your workforce.
Business travel insurance for employees
If employees travel for work, a business travel policy may offer protection for insured trips. Depending on the policy selected, benefits may include emergency medical expenses, cancellation or travel delay, baggage and business equipment, or assistance services. Territorial limits, trip duration, declared activities, manual work, existing medical conditions and other terms can affect cover. Tell us about your usual destinations and travel patterns so we can explore relevant options.
Private medical insurance for staff
Group private medical insurance can be considered as part of an employee benefits package. Available plans differ in how employees join, what treatment is eligible, and how conditions, excesses and waiting periods are handled. Optional benefits may be available depending on the insurer and plan. We’ll outline the principal terms, exclusions and costs to help you make an informed comparison.
Local advice from Linx Insurance Solutions
Based in Cirencester, we work with businesses in Gloucestershire, including Cheltenham, Gloucester and Swindon, as well as organisations elsewhere in the UK. Speak to us about your requirements and we’ll explain what options may be available.
Talk to us about employee protection
Tell us about your team and the benefits you’re considering. We’ll help you explore suitable insurance options and explain the policy terms.
All insurance is subject to insurer acceptance, policy terms, conditions, limits and exclusions. Not every benefit is available under every policy.