RETAIL INSURANCE · CIRENCESTER

Insurance for shops and takeaways

Practical insurance advice for independent shops, online retailers and food businesses.

Discuss cover for your premises, stock, equipment and the people your business serves. Based in Cirencester, Linx Insurance Solutions works with businesses across Gloucestershire and the UK.

Retail shop interior

Insurance shaped around how you trade

A high street shop, an online business and a takeaway each have different day-to-day risks. Tell us what you sell, where you keep stock and equipment, and whether you prepare or deliver food. We can discuss relevant options with you.

Shops and retailers

For independent and high street shops, online retailers, and some food outlets such as coffee shops and sandwich bars.

Explore cover options for shops

Takeaway businesses

For food businesses offering collection, delivery or both. Share what you prepare and how you trade so we can understand your operation.

Explore cover options for takeaways

Cover options for shops and retailers

Your needs depend on your stock, equipment, premises and activities. Food outlets may have different requirements from other retailers, so tell us exactly what you do. Cover is subject to insurer availability, policy terms, conditions and exclusions.

Options to discuss

  • Stock, contents and equipment
  • Public and products liability
  • Business interruption
  • Glass and shop front
  • Buildings, where relevant

We will ask about your trading activities, whether you sell online or from a premises, and what you need to protect. This helps us discuss insurance options that may fit your business.

Insurance for takeaway businesses

A takeaway may rely on cooking equipment, stock, premises and regular customer trade. Let us know whether you offer collection, delivery or both, and what food you prepare. We can discuss options relevant to your operation. Cover is subject to insurer availability, policy terms, conditions and exclusions.

Options to discuss

  • Contents, stock and equipment
  • Public and products liability
  • Business interruption
  • Money and glass
  • Frozen stock, where relevant

We can talk through how you trade and what cover may be available for your premises, food preparation and deliveries.

Retail insurance questions

Can you help an online retailer?

Yes. Tell us what you sell, where you store stock and how you fulfil orders so we can discuss suitable insurance options.

Does a takeaway need the same cover as a shop?

Options may differ because food preparation and trading activities vary. We can discuss your business details and the cover available for them.

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