SPORT, LEISURE & HOSPITALITY INSURANCE · CIRENCESTER
Insurance for sport, leisure and hospitality businesses
From a local sports club to a restaurant, pub or guesthouse, Linx Insurance Solutions can help you explore cover for the way your organisation operates.
Our team is based in Cirencester and works with businesses across Gloucestershire and the UK. Tell us about your premises, activities, staff and visitors. We’ll discuss suitable options and explain what depends on the insurer and policy.
START WITH YOUR BUSINESS
Choose your organisation
Explore the areas below, then contact our team to discuss your specific operation.
CHOOSE YOUR BUSINESS
Explore insurance for your organisation
Each business has different responsibilities and risks. Start with the area that best describes you, then we can learn about your specific operation.
Restaurant insurance
Discuss cover for your restaurant, staff, customers, equipment and stock, including food preparation and any alcohol service.
Hotel & guesthouse insurance
Explore options for accommodation providers, from guesthouses and bed and breakfasts to larger hotels.
Sport & social club insurance
Talk through your facilities, members, activities, events and any buildings or grounds the club is responsible for.
Pub, bar & club insurance
Discuss the needs of licensed premises, including your building or lease, stock, staff, customers and trading hours.
RESTAURANTS & FOOD SERVICE
Restaurant insurance
Restaurants bring together premises, equipment, employees, customers and food service. We’ll ask about your day-to-day activities, including whether you offer takeaway or delivery, serve alcohol, or host events, then discuss relevant options available from insurers.
Cover areas to discuss
- Contents, stock and catering equipment
- Public and products liability
- Employers’ liability, where required
- Business interruption
- Glass, buildings or tenant improvements, where relevant
- Money and liquor licence protection, if available and applicable
These are examples for discussion. Availability, limits, exclusions and terms depend on the insurer and policy.
ACCOMMODATION PROVIDERS
Hotel & guesthouse insurance
Whether you run a few guest rooms, a bed and breakfast or a hotel, the right insurance discussion starts with your property, facilities, services and guest arrangements. Tell us what you provide and whether you own or lease the premises.
Cover areas to discuss
- Buildings, contents and business equipment
- Public and employers’ liability
- Business interruption
- Guests’ belongings, where available
- Glass, money and equipment breakdown
- Food service, alcohol and leisure facilities, if part of your business
Cover depends on the insurer’s assessment and policy wording. We’ll help explain the options presented to you.
CLUBS & COMMUNITY ORGANISATIONS
Sport & social club insurance
Sports and social clubs can have a mix of member activities, public events, facilities, equipment and grounds. We’ll discuss how your club is run, who takes part, what premises you use and whether volunteers or employees support your activities.
Cover areas to discuss
- Public, employers’ and member-to-member liability
- Clubhouse contents, sports equipment and stock
- Buildings, grounds and outbuildings, where relevant
- Events and activities specific to your club
- Business interruption and money
Some activities may need specialist terms or may not be covered by every insurer. The policy wording sets out the actual cover.
LICENSED PREMISES
Pub, bar & club insurance
Licensed premises vary widely, from traditional pubs and wine bars to late-night venues and members’ clubs. We’ll ask about opening hours, entertainment, food service, security, alcohol sales and the property arrangements before discussing cover.
Cover areas to discuss
- Buildings, contents, fixtures and stock
- Public, products and employers’ liability
- Business interruption
- Glass, money and equipment breakdown
- Liquor licence protection, if available and appropriate
Policies differ between insurers. Cover, limits, conditions and exclusions are confirmed in the policy documents.
LOCAL ADVICE FROM CIRENCESTER
Let’s discuss your business
Contact Linx Insurance Solutions to talk through insurance for your restaurant, accommodation business, club, pub or bar.