Business insurance · Cirencester & Gloucestershire
Transport & haulage insurance for your business
Whether your business relies on a van, a fleet of vehicles, motor trade activities or regular deliveries, Linx Insurance Solutions can help you explore options that fit the way you work. Based in Cirencester, we support businesses across Gloucestershire and the UK. Tell us what vehicles you use, what you carry and who drives them, and we’ll discuss the next steps.
Cover for the way your business moves
Vehicle use, goods carried, drivers and business activities affect the options available. We can discuss business vehicle, motor fleet, motor trade and marine cargo insurance, subject to insurer criteria and policy terms.
Business vehicle insurance
If you use a car, van or other vehicle to visit customers, carry tools or travel between work sites, tell us how it is used and who needs to drive it.
What to consider: Vehicle type and value, modifications, overnight parking, business use, mileage, travel area, drivers, cover level and possible breakdown assistance.
Driver age and experience, vehicle details, use and insurer terms affect eligibility, premiums, limits and excesses. The policy wording confirms the cover.
Motor fleet insurance
A fleet policy may suit a business operating multiple cars, vans or heavier vehicles. Tell us about the vehicles, drivers and activities so we can check which insurers may consider your needs.
What to consider: Vehicle types, ownership and use; driver eligibility and restrictions; comprehensive or third party cover; and windscreen, breakdown or legal expenses options where available.
Insurer definitions of a fleet vary. We’ll confirm eligibility and terms based on the details you provide.
Specialist cover for transport businesses
Motor trade insurance
Motor trade businesses may need to consider road risks as well as premises, tools, stock and customers’ vehicles. We’ll ask what work you carry out, whether you drive or hold vehicles, and how your business is set up.
What to consider: Road risks subject to insurer terms; customers’ vehicles and property in your care; tools, equipment, stock and contents; employers’, public and products liability where relevant; and premises and business interruption options.
Your work and the way vehicles are handled can affect policy terms, exclusions and available cover.
Marine cargo insurance
Cover may be arranged for one shipment or annually, depending on your shipping pattern and insurer terms. It may apply to goods you make, sell, import or use in production while in transit and, where agreed, in temporary storage.
What to consider: Goods and values; shipment origins and destinations; transport methods and frequency; storage; packaging, handling and any special requirements.
Cargo policies contain specific conditions and exclusions. Cover for particular loss events, storage and routes must be confirmed in the insurer’s terms.
Talk to Linx about transport cover
Contact our Cirencester team about commercial vehicles, fleets, motor trade or goods in transit. We’ll ask about your business and explain the options available, subject to insurer terms.